You Served.
You Sacrificed.
Get the VA Benefits
You Earned and
Deserve.
Some Veterans even qualify for $0 down
and $0 in lender fees.
Zero Down Payments
By far, the single largest benefit of the VA loan is that qualified Veterans can purchase without a down payment. This huge advantage allows Veterans and service members to buy homes without having to spend years saving for the typical lump-sum payment.
No Private Mortgage Insurance
Private mortgage insurane (PMI) is insurance that protects lenders in case of a borrower default. Many conventional lenders require borrowers to pay private monthly mortgage insurance unless they can put down at least 20 percent, which is challenging for many Veterans. Conventions borrowers will need to pay this monthly fee intil they build 20 percent equity in the home.
Relaxed Credit Requirements
Since the Department of Veterans Affairs only oversees the loan program and does not issue loans, the agency does not set or enforce credit score minimums.
Technology and Personal Service Combine
To Find Your Perfect Home Loan
As a Nexa Mortgage Expert I Shop for YOU.
Qualifying for a mortgage is as unique as you are.
Don't be held to the limiting boxes of your local bank
Learn about local Down Payment Assistance Programs
Have some dings in your credit? We can still help.
I shop over 200 lenders to get the best rate possible for youl.
Sharon Warner
Residential Mortgage Loan Originator
NMLS #1584670
Here's How We Can Get Your Mortgage Approved
Easy as 1 2 3
Step 1
Apply Online or Call Directly
Find out how much home you can buy or discover how much you can save by refinancing.
Step 2
Review Home Loan Options
Learn exactly how much you qualify for, what your payments will be, and how soon you can get approved
Step 3
Get Loan Approval
Upload your documentation and get started shopping for your new home or move forward with your refinance.
NMLS #1660690
AZMB #0944059
3100 W Ray Ry RD STE 201 Office #D
Chandler AZ 85226
This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.
Texas Complaint Notice
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL Residential Residential Residential Mortgage Loan Originator SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT
WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL Residential Residential Residential Mortgage Loan OriginatorS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT
WWW.SML.TEXAS.GOV.